Protect Your Vehicle
Even small dents in your vehicle can result in massive bills. Protect your finances and your vehicle by finding the right auto insurance policy for your needs. We can help you find insurance for your car, motorcycle, boat, RV, or other vehicle. With over 100 years of combined experience, we’re confident we can help clients near NY, with their insurance needs, no matter how simple or complex.
What is Auto Insurance?
Auto insurance is, essentially, coverage for your vehicle. Should you ever be in an accident, car insurance will help to cover expenses, such as medical bills, property loss, or damage to another person’s vehicle.
Car insurance policies can come with the following types of coverage:
- Liability Coverage: If a car accident is determined to be your fault, then another person may want to sue you for damage to their property or person. This coverage helps protect you from that potentiality.
- Property Coverage: Accidents can sometimes result in serious property damage. This coverage helps to protect you financially should you be at fault.
- Medical Coverage: It isn’t uncommon for car accidents to result in injury or death. Medical coverage is designed to pay for medical bills, funeral expenses, or lost wages should you or another individual be hurt.
- Collision Coverage: Trying to pay for repairs to your vehicle after an accident can be expensive. Collision coverage is designed to reimburse you for collision-related damage to your vehicle.
- Uninsured or Underinsured Motorist Coverage: Not every individual on the road has a complete insurance policy. If you are in an accident with an uninsured or underinsured motorist, then you could find yourself with bills you can’t afford. This insurance is designed to help cover those costs.
- Comprehensive Coverage: Collisions aren’t the only way a car can be damaged; you could also face problems due to theft, storms, and more. Comprehensive coverage is designed to help pay for damage should you face any of these problems.
Having a solid insurance policy with the right coverage is incredibly important; otherwise, you might end up with extensive bills that you can’t pay for.
