Commercial

Businesses can run into many different problems over the course of their existence. As such, it’s important to make sure you have protection in place. Get a small business insurance policy that works for your needs by contacting us. At Rodriguez Insurance Agency Corp, we can provide you with commercial auto policies, business liability insurance, commercial property insurance, and more. If you’re in NY, then consider calling to learn more.

Find the Right Policy 

Business insurance is, essentially, designed to help protect your company should something go wrong. It’s invaluable to have; without it, you could potentially face serious expenses, many of which you simply might not be able to afford.  

There are many different types of business insurance, which include:  

• Commercial Auto Insurance: If your company has a vehicle, then it can be beneficial to get a policy to cover it. Business Liability Insurance: When you run a business, there is always the risk that someone will try to bring a lawsuit against you. Liability insurance can help protect you in the case of legal action. 
• Commercial Property Insurance: Your business is an investment, and, as such, it’s important to make sure you’re prepared should anything happen to your property. Property coverage will provide you with compensation if something happens to your office building, equipment, or other belongings. 
• Workers’ Compensation: This type of insurance is required for all business owners. Essentially, if an employee is hurt while at your place of business, workers’ compensation insurance will cover their medical expenses and lost wages. 
• Umbrella and Excess Insurance: Sometimes, your existing insurance policies aren’t enough to cover all of your expenses. Umbrella and excess insurance can be used to provide additional security. 
• Habitational Insurance: This type of insurance policy is designed to protect owners of commercial properties, covering unexpected expenses and general liability concerns. 

Each business will have unique needs, and, as such, you need to make sure you have the right coverage. Finding the right policy can be the difference between protecting your investment and going bankrupt—so work with a qualified agent to determine what option works for you. 

We can help with a wide range of policy options, from comprehensive business owners’ policies to flood insurance and more. We will take the time to assess your needs and budget, then provide suggestions for the perfect policies.